Company Brochure

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Why Choose Merced Property & Casualty Company?

  • A regional company with competitive property orientated markets
  • A United Heritage Financial Group Company
  • Professional claims and underwriting staff dedicated to servicing our policyholders
  • Dedicated to establishing a positive and lasting relationship with you, our valued business partner
  • Can respond quickly to constant industry changes
  • Responsive to your suggestions and ideas

Facts About Merced Property & Casualty Company

  • A regional California company
  • Serving the Central Valley since 1906
  • Market viability – We remained open when others withdrew
  • Relationship and service oriented – Agents are our customers and business partners
  • Competitive programs
  • Outstanding claims service
  • Small enough to have personal relationships with our agents
  • Underwriters intimately know their territory
  • A.M. Best’s Insurance Rating is A- (Excellent); Financial Size V
  • A United Heritage Financial Group Company

Programs

Homeowners

  • Forms HO-3, HO-4 and HO-6 available
  • New home discounts begin at 40% and reduce 1% per year thereafter
  • Standard deductible is $500 with credits for higher deductibles
  • Protective device credits are available
  • Optional Extended Replacement Cost on dwelling
  • Optional Ordinance or Law coverage
  • Optional Personal Injury coverage
  • Optional Homeowners Extra Coverage (includes Higher limits for theft of unscheduled jewelry, watches, furs, precious and semi-precious stones, Personal Injury, Re-keying of locks, Extended Replacement Cost – dwelling, Comprehensive Glass coverage)
  • Loss-free credit starts at 1% with a maximum credit of 5%
  • Renewal credit starts at 1% with a maximum credit of 5%
  • Boats and personal article floaters can be endorsed
  • Optional Merced Premier Homeowner Endorsement (Includes Additional Coverage Declared Emergency; Equipment Breakdown Coverage; Service Line Coverage; Green Home Additional Coverage; Pet Injury Coverage; Identity Recovery Coverage)

Dwelling Fire

  • Extended Replacement Cost on the dwelling is available
  • Ordinance or Law coverage is available
  • Can consider dwellings up to 2 units

Automobile

  • Package with your Homeowner for discount
  • Multi-car discount
  • All Risk Coverage
  • CA Good Drivers preferred
  • Optional Towing
  • Optional Increased Rental Reimbursement

COMING SOON

  • Mobile Home Program

Merced Property & Casualty Company is located in Atwater, California. Our goals are to provide competitive programs, exceptional service, and establish a positive relationship with our customers. For more information, please contact our Home Office at 1-800-348-6747.


Home | Dwelling Fire | Auto

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Contact Info

Have a question or comment? Please feel free to contact us. (209) 358-6421 | (800) 348-6747 | 971 East Broadway | P.O. Box 834 Atwater, CA 95301