Due to the massive wildfire in Butte County, we have placed a moratorium on all new business. Our focus is on assisting those who have suffered loss from this catastrophic event. If you are affected by the Camp Fire and need assistance, please contact us at 1-800-348-6747. Our thoughts and prayers are with all of those in Butte County that have been impacted by this tragic event.

Legal Statement

Please read this carefully before using this Website.

The information contained on this Website is provided for general informational purposes and as a convenience to our Internet visitors. By using this Website, you agree to the following conditions of use. We may at any time revise these terms and conditions. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions. Merced Property & Casualty Company (NAIC #15768) is domiciled in Atwater, California. It is an authorized insurer only in the State of California and is not accepting applications on property or other risks located outside the state of California. (Merced Property & Casualty Company does not accept and will not be bound by requests or information submitted to the Company via the internet or email.)


The content on this Website is provided “As Is” and is not intended to be an offer to sell, a solicitation, or an advertisement of any product in any jurisdiction. Any inquiries regarding the purchase of a product from us will be directed to a licensed agent. Merced Property & Casualty Company makes no express or implied warranties, including the implied warranties of merchantability or fitness for a particular purpose. Any reference to coverage given here or elsewhere in the web sites of the United Heritage companies is intended to be descriptive in nature only. These descriptions are for informational purposes only. Products and provisions described may not be available in all areas. Specific provisions may vary. The policies contain a complete description of benefits, provisions, limitations and exclusions. In the event of a conflict between the information on this website and the policy, the policy will prevail.

Copyright and Trademark

Merced Property & Casualty Company owns the copyright to all text and certain graphic images on this Website. “United Heritage,” the “landing eagle” logo, and the slogan “Dream Big. Plan Smart.” are registered trade and/or service marks of United Heritage Life Insurance Company, and any infringement of these marks is prohibited. The name “Merced Property & Casualty Company” is a trademark of Merced Property & Casualty Company. Other parties’ trademarks and service marks that may be referred to herein are the property of their respective owners. The information contained on this Website is provided for the personal use of its readers, and you may print a copy of the information contained herein for your personal use only, but such information may not be distributed or modified nor Links made to this Website without our prior written consent.


If you have any questions, please contact our Home Office:

Merced Property & Casualty Company

P.O. Box 834

Atwater, CA 95301

Toll-Free 1-(800)-348-6747

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(209) 358-6421 | (800) 348-6747